What We Do
Brett Haeger at NZHL Takapuna provides home loan advice and insurance support from Silverdale.
We help first home buyers, refinancers, and investors structure a mortgage that makes better use of your income and savings, so you can reduce interest and get ahead faster.
We also help you put sensible protection in place, aligned to your income and obligations.
It is a family business, Brett works alongside his son Chris and the wider team.
Why Choose Us
We focus on structure first, not just chasing a rate.
We look at how your money flows, then set up a smart home loan structure that reduces your daily interest cost. NZHL calls this channelling.
You get one to one support, not a set and forget loan.
We start by nailing your goals, then we check in regularly to review progress and adjust when life changes.
You can also use NZHL tools like Debtnav to plan, monitor, and stay in control.
On insurance, we keep it practical. We step you through options that fit your income, home loan obligations, and budget, so you are protected without over buying.
If you need a quote, or you need to make a claim, we can point you to the right next step.
FAQs
Can I book a time that suits, including after work?
Best to request a free chat and ask for the soonest slot that fits your schedule.
Is the first chat free, and what happens in it?
Yes, you can book a free chat. We will ask a few questions, explain the process, and map your next steps.
What should I bring to the first meeting in Silverdale?
Bring a rough view of income, expenses, debts, and your current loan details if you have them. If you are unsure, book the chat and we will tell you what is useful.
Can you help with insurance as well as the mortgage?
Yes. We can step through protection options tailored to your income and obligations, alongside your home loan plan.
This business is proudly listed on the Hibiscus Coast App, connecting locals with trusted Coastie businesses.