As fintech transforms how Kiwis bank, invest, and save, New Zealand is facing a critical question: can we build a trusted, inclusive financial system that protects privacy? On Thursday, 22 May, a panel of international and local finance experts will explore this at the University of Auckland Business School's event, Trust in Finance and the Rise of Fintech.Panellist Becki Butler, Co-CEO of Tax Traders, highlights that true financial inclusion isn’t about one-size-fits-all solutions. "Māori and Pacific communities have long been underserved by financial systems not built for them. Fintech offers tools to change that, but only if we challenge the status quo," she says. Co-CEO of Tax Traders, Becki Butler.Butler believes inclusion means designing alongside communities, not simply digitising outdated models.Professor Raghavendra Rau, a leading finance expert from Cambridge Judge Business School, agrees. He emphasises that adapting successful fintech approaches means aligning them with New Zealand’s unique social, economic, and cultural context. “If we engage directly with communities, we avoid reinforcing historical inequalities,” Rau explains.Professor Raghavendra Rau, Sir Evelyn de Rothschild Professor of Finance at Cambridge Judge Business School.The panel will explore how fintech can be harnessed for good, from impact investing and green bonds to microfinance. But while technology can drive positive change, it also introduces risks. Dr Chanelle Duley, an economics lecturer at the University of Auckland, stresses that cybersecurity is central to maintaining trust. “For fintech to thrive, we must invest in strong cybersecurity infrastructure and ensure transparency and accountability.”Dr Chanelle Duley, University of Auckland Business School.Duley also points to the Reserve Bank of New Zealand’s work on a potential central bank digital currency, which is now in its second stage of a four-phase evaluation. "Public engagement is crucial to avoid the mistakes seen in other countries," she adds.Professor Rau warns that using finance to address social inequalities can be complex.“Sometimes, recipients of financial support may never be in a position to repay, especially when dealing with structural issues like poverty and inequality.” Yet, he believes that when done right, financial interventions can lead to sustainable growth and positive economic contributions.The panel will also feature Christopher Swasbrook, founder of Elevation Capital, and Decio Nascimento, founder of Norbury Partners, bringing a global perspective to the discussion. As fintech continues to reshape financial services, their insights will be crucial for anyone interested in the future of finance in New Zealand.Seen something local we should cover?Let us know at [email protected]