Hibiscus Coast homeowners weighing a move away from Auckland now have clearer options, as Trade Me data shows 44 districts with house prices below the national average.

The national average asking price now sits at $856,950.

Districts tracking under that level are being flagged as more affordable entry points for buyers priced out of larger cities.

For Auckland buyers, the choices remain limited.

Papakura is the only Auckland district currently below the national average, with an asking price of $781,150.

Outside Auckland, affordability improves quickly.

Northland offers Far North at $681,000 and Whangarei at $804,500.

Waikato and Bay of Plenty feature several sub-$700,000 districts, including South Waikato at $548,000 and Rotorua at $674,950.

Some of the sharpest affordability remains in central and lower North Island districts.

Ruapehu is the cheapest on the list at $344,700, followed by Tararua at $464,300 and Rangitikei at $466,150.

For Hibiscus Coast residents, the pattern is clear.

Buyers looking to stay within commuting distance of Auckland have limited relief.

Those prepared to relocate further afield will find significantly lower entry prices, especially in regional centres with established services.

South Island affordability remains strongest on the West Coast, with Buller at $409,700 and Grey at $554,850.

Canterbury also remains accessible, with Christchurch City at $721,350 and Selwyn just under the national average at $854,750.

Worth noting, these figures are asking prices, not sale prices.

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