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Supermarket loyalty card cyberattack prompts password warning
Supermarket loyalty card cyberattack prompts password warning

14 July 2025, 1:32 AM

A cybersecurity attack has prompted a warning for supermarket customers to change their passwords and some accounts may have been accessed by outsiders.Members of supermarket loyalty and online shopping programme New World Clubcard received an email on Friday night, telling them scammers had attempted to gain access to accounts by trying commonly used passwords.A "recent" cybersecurity incident had affected "a number of New World Clubcard accounts", the email said."Our technology team has identified suspicious external activity where scammers have attempted to gain access to accounts by trying commonly used passwords across many usernames," the supermarket said."Based on our investigation, it appears that some New World Clubcard accounts with weaker or reused passwords may have been accessed, without the cardholder's authorisation."Most customers were told their account had not been affected, but the supermarket advised them to change their passwords to be safe.In the email, New World said its own systems had not been breached and its technology team was monitoring for "any further malicious activity".The supermarket retailer, which is owned by parent company Foodstuffs, said it was working with cybersecurity experts to ensure customers' data remained secure."We sincerely apologise for any inconvenience. Your privacy and security are extremely important to us, we have taken these actions to protect you, and strongly recommend you [establish] a refreshed and strong password."Foodstuffs did not respond to RNZ's requests for comment.Know something local worth sharing?Send it to [email protected] — we’ll help spread the word.

Covid Lessons That Hit Home
Covid Lessons That Hit Home

13 July 2025, 11:03 PM

New Zealand’s Covid-19 inquiry is holding up a mirror, and what it’s reflecting is equal parts success story and sobering reality. Associate Professor Helen Petousis-Harris, a vaccinologist at the University of Auckland, says the lessons from phase one are clear: while lives were saved, we paid a heavy price.The Royal Commission’s first phase applauded the early elimination strategy, which helped avoid the scale of death seen overseas. But it also highlighted the toll — border pain, disrupted learning, and deep mental strain, especially in already marginalised communities.What’s more, New Zealand’s pandemic plan was built for a different kind of virus. Covid-19 exposed cracks in everything from ICU capacity to PPE logistics, revealing systems that weren’t ready for a 21st century threat.Crucially, voices that should’ve been central, particularly Māori and Pacific health providers, were often sidelined. The inquiry found that Te Tiriti obligations were poorly upheld, and trusted community networks were left underused.Communication also faltered. Early messaging was clear and empathetic, but became rigid and centralised as time went on, missing the mark with diverse communities.Phase two, now underway, will dig deeper. It’s set to examine vaccine equity, misinformation, mandates, and the long-term impacts on health, education, and trust.Why does this matter for Coasties? Because future pandemics could disrupt local schools, impact healthcare at Hibiscus Coast providers, and isolate our most vulnerable again. To protect our community next time, we need plans that listen to every voice, include trusted local networks, and make room for equity—not just strategy.Seen something local we should cover?Let us know at [email protected]

Bold Plan: Income Tax Into Savings
Bold Plan: Income Tax Into Savings

13 July 2025, 12:08 AM

What if the tax you pay didn’t go to the government, but straight into your own savings?That’s the bold idea being floated by University of Auckland economics professor Robert MacCulloch and former Finance Minister Sir Roger Douglas. Their updated proposal suggests shifting income tax on earnings up to $60,000 into personal savings accounts to fund each person’s healthcare, pension, and insurance cover.Under their plan, Kiwis would save around $21,000 annually across three separate accounts. The government would still act as a safety net, covering those unable to fund their own care.“With nearly 1 in 4 New Zealanders set to be over 65 by 2060, the public system just isn’t sustainable,” the pair argue. The current model relies heavily on public spending, while their proposal leverages the power of compound interest to future-proof individual wellbeing.MacCulloch says the shift could give working Kiwis more choice, competition, and ultimately better results from healthcare and retirement services, without increasing overall costs.This matters for Coasties too. Many here are self-employed or running small businesses and often feel let down by the one-size-fits-all public system. Professor Robert MacCulloch holds the Matthew S. Abel Chair of Macroeconomics at the University of Auckland Business School.A savings-based approach could give locals more control over their future, especially in an area with an ageing population and growing health needs.Of course, it's a provocative idea. But with growing costs and a ticking demographic clock, MacCulloch says bold thinking is no longer optional.

New Strategy to Grow Auckland’s Green Spaces
New Strategy to Grow Auckland’s Green Spaces

11 July 2025, 8:50 PM

Auckland Council has just approved a fresh plan to guide how our region’s parks, sports fields and recreation areas will grow over the next 30 years. That’s just in time, with another 520,000 people expected to call Auckland home.The new strategy, backed by the council’s Policy and Planning Committee, focuses on making open spaces more accessible and better connected, especially in higher-density areas. For Coasties, this could mean more pocket parks, upgraded walkways and greener neighbourhoods.Councillor Richard Hills says the goal is to ensure every Aucklander has a fair chance to stay active and enjoy nature. “This is about more than just parks. It’s about belonging, biodiversity, and creating a liveable city,” he said.The strategy also brings sport and recreation planning together with open space development, so when new areas are designed, physical activity and connection are part of the plan from the start.A major voice in shaping the strategy was Aktive. General Manager Debbie Curgenven says the focus on equity is a game-changer. “Everyone should have the chance to get moving in a way that works for them,” she said.For Hibiscus Coast locals, the strategy matters because it promises long-term investment in the places we use daily—reserves, walkways, and recreational areas. As growth puts pressure on space, the plan aims to keep our green spots within reach and fit for purpose.Seen something local we should cover?Let us know at [email protected]

Former Prime Minister Dame Jacinda Ardern to give evidence to Covid response Inquiry
Former Prime Minister Dame Jacinda Ardern to give evidence to Covid response Inquiry

11 July 2025, 2:23 AM

Former Prime Minister Dame Jacinda Ardern will provide evidence to the Royal Commission investigating New Zealand's Covid-19 pandemic response.The inquiry is looking into the government's response to the pandemic and its effects.This week's hearings have concentrated on the impact of the extended lockdown in Auckland and Northland in 2021 and on vaccine mandates and safety.RNZ previously reported that the commission had requested Ardern to give evidence at a public hearing in August.But the commission said no decisions had been made about who would appear."The witness list is still under consideration, and it is not appropriate to make further comment about it at this stage," they said in a written statement."The Inquiry will share the witness list and more information about the planned August public hearing in due course."A spokesperson for Ardern said she will provide evidence to assist the commission meet its terms of reference and are in discussions about the best way for that to happen.She provided testimony to the first phase of the Inquiry, the spokesperson said."She is also happy for the commission to access her previous testimony," the spokesperson said.The first phase was conducted behind closed doors with conclusions and recommendations made public afterwards.The impact of the extended lockdown in Auckland and Northland in 2021 has been the main topic of discussion at this week's hearings.On Tuesday, Dr Antje Deckert told the Inquiry that 63,000 lockdown breaches were reported to police by citizens during levels 4, 3 and 2.Police road stops were also counterproductive because officers were often unclear on how to enforce lockdown rules, she said.Deckert said people found it difficult balancing government messaging of being kind while also enforcing lockdown rules.Representatives from the disabled community have revealed they were often a target of abuse during lockdowns.A Pasifika health expert said the Pacific population was over-represented in all aspects of the pandemic.Auckland Council disability advisory group co-chair Barry De Geest said because disabled people were often mask or vaccine exempt, it led to cases of discrimination."The number of people we had crying because they'd been uptown or done something and they were being abused by people saying you know 'put your mask on', you know 'think of us', you know so there was so much of that."

Auckland's Covid lockdown cut Northland off from rest of Country
Auckland's Covid lockdown cut Northland off from rest of Country

09 July 2025, 11:42 PM

Northland's business community says Auckland was one of the region's biggest obstacles during the Covid-19 pandemic.The region's chamber of commerce was questioned as part of the Royal Commission of Inquiry into New Zealand's pandemic response.When the country went into a two-month lockdown in March of 2020, businesses like those owned by NorthChamber president Tim Robinson took it on the chin.Speaking to the Royal Commission of Inquiry on Monday, Robinson said Northland's business community accepted the lockdown was necessary."Because of the nature of our business, there was nothing we could do until we came out of lockdown. We just had to sort of just accept that and just kind of, you know, carry on," he said."All in all, I think all of us just sort of thought, yep, we're dealing with something brand new. The response was absolutely appropriate. It gave us a chance to sort of stop and then think, well, what's going to happen next and where are we going to head to next?"But when a second nationwide lockdown started in August of 2021, NorthChamber chief executive Leah McKerrow said the sentiment shifted."A lot of fear existed. And fear is one of those core emotions that permeates through, and unless you can actually address that fear, then it is very difficult to help people shift," she said."In that second lockdown, some of that fear was starting to be replaced with anger."That was compounded by a vaccine mandate that a number of New Zealanders found a step too far, she said."It comes back to human beings and emotion. The fear that is driven through people who didn't want to be vaccinated and it started to, I think, unravel some of that community cohesion."Tim Robinson said the unrest made it difficult to do business."You just never knew who was going to pop their hand up and say, 'this is ridiculous, I'm not going to buy into that. I'm never going to get vaccinated'. And somebody walking in the shop thinking, oh, yep, they're a kind, rational person, and next thing they're ranting and raving," he said."And you've got to somehow deal with that and try and be polite and say, well, actually, those are the rules. I didn't make them."Robinson said Northland also faced unexpected challenges during Auckland's own citywide lockdowns.He said the supercity became a wall separating his region from the rest of the country."A lot of companies started to make decisions based around 'how easy is it to transact in and out of Northland?' The overwhelming perception became, well, it's bloody hard," he said."So many companies still see us as being very hard to do business with. You know, we had Covid, then we had the year of rain and the cyclones and the road closures, and people just going, 'you know what, it's just so hard'."Leah McKerrow agreed."I think, for me, the biggest challenge for Northland was Auckland," she laughed."But, you know, quite seriously, the fact is we have to drive through this place. And so finding a solution to that so that if Auckland, you know, does have some sort of disease in the future that we can at least drive through."She said maintaining road access to Northland should be a key lesson for the Royal Commission.The hearing continues.

Accounting: Optimal Vehicle Expense Claims
Accounting: Optimal Vehicle Expense Claims

09 July 2025, 9:37 PM

Running a small business often means using your car for both work and personal errands.Navigating the tax rules for vehicle expenses in New Zealand can be confusing.For Sole Traders and PartnershipsBusiness vs. Personal Vehicle UseBusiness use vs. private use: You can only claim business-related vehicle costs.Any personal use of the car is not tax-deductible.This means trips like driving to meet a clients count as business use, while driving your kids to school is private use.Importantly, commuting from home to your regular workplace is considered personal travel, not business use, even if you’re driving to your business office each morning.100% business or mixed use: If you have a vehicle used exclusively for business (and not for any private trips), you can claim all of its running costs as business expenses.Most small business owners use the same car for both work and personal purposes.In that case, you’ll need to split the costs between business and private use and only claim the business portion.Keeping a Logbook: Tracking Business UseA vehicle logbook is only required for 90 days (about 3 months) to establish your usage pattern, and then you can use that information for up to three years as long as your usage doesn’t change significantly (say 20% as a guide).What to record: Date of the tripOdometer readings (start and end, or at least total distance)Distance travelled for that tripPurpose of the trip (business or personal reason)Two Ways to Claim Vehicle Expenses (for Sole Traders)Actual Costs MethodMileage Rate MethodMethod 1: Actual Costs MethodHow it works: Under the Actual Costs method, you claim a percentage of all the actual expenses of running your vehicle, based on your business-use percentage.Expenses include all running costs, interest on loans, depreciation or lease costs if you lease the car.Method 2: Mileage Rate Method (IRD Kilometre Rates)How it works: You need to record every business trip for the year.Once you have the total business kilometres, you simply multiply that by the IRD’s rate for your vehicle.Tiered rates: The IRD’s mileage rates are tiered to be fair for both low and high mileage drivers. There are two tiers:Tier One rate: This rate applies to the first 14,000 km of travel per year (this is total km the vehicle travels, not just business kms.Tier Two rate: This lower rate applies to any travel beyond 14,000 km in the year.No double dipping: If you use the Mileage Rate method, remember that the per-kilometre rate is all-inclusive.Note that GST can be claimed (including vehicle purchase) if using the actual cost method, but not for the mileage method.The table of rates for the 2024-2025 income year.DisclaimerThis article is provided for general informational purposes only and does not constitute legal, financial, or tax advice.While every effort has been made to ensure the accuracy and relevance of the content at the time of publication, tax laws and Inland Revenue (IRD) policies are subject to change.Readers are strongly encouraged to consult a qualified tax advisor or accountant before making decisions based on this information, particularly where unique circumstances or complex business arrangements are involved.DHCA accepts no liability for any loss or damage arising from reliance on the information contained in this article.At David Hooper Chartered Accountants, we help local businesses make smart financial decisions. Get in touch today at [email protected] or call 09 421 1635.

AI Strategy Boosts Business Confidence
AI Strategy Boosts Business Confidence

09 July 2025, 12:46 AM

A new national strategy is giving Coastie businesses a clearer path into the world of artificial intelligence, with the Auckland Business Chamber calling it a “confidence boost” for small and medium-sized enterprises.Released this week, New Zealand’s Strategy for Artificial Intelligence: Investing with Confidence sets out a practical, light-touch policy framework to help Kiwi companies adopt AI tools responsibly.It’s especially welcome news for the many small businesses on the Hibiscus Coast still figuring out where to begin.“This removes unintended barriers and clears up uncertainty,” said Chamber Chief Executive Simon Bridges.“Whether you’re a manufacturer in Onehunga or a tech start-up in Takapuna, it’s about enabling real productivity gains.”The strategy focuses on helping businesses invest in AI with confidence, providing principles-based guidance rather than heavy regulations.It’s a timely move, with AI expected to contribute up to $76 billion to New Zealand’s economy by 2038. Yet 68% of SMEs currently aren’t planning for it.Bridges says the new plan offers something real: “It’s practical, not hype… this gives Auckland a real platform to lead.”For the Hibiscus Coast, the message is simple.AI isn’t just for big tech firms.Local shops, tradies, and service providers now have a roadmap to get ahead, boost efficiency, and stay competitive.The Chamber also welcomed support for attracting global talent and investment, helping position Auckland — and by extension, the Coast — as a hub for smart innovation.Know something local worth sharing?Send it to [email protected] — we’ll help spread the word.

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